"If a calamity affects your area, the SSS calamity loan can offer much-needed financial assistance. Eligibility depends on your location and whether it’s declared a calamity zone. This loan program allows members to get help with urgent expenses, providing quick relief for those impacted. If you’re unsure, check the list of areas eligible for SSS calamity loan to see if your region qualifies. The SSS portal also provides a comprehensive guide on applying if you're in need."