Understanding SSS Partial Disability Benefits: Eligibility and Coverage

The Social Security System (SSS) in the Philippines provides disability benefits to members who suffer from partial disabilities, offering financial assistance to those whose impairments significantly impact their ability to work.  check the list of partial disability sss

Eligibility Criteria:

To qualify for SSS partial disability benefits, a member must:

Be a Registered Member: The individual must be a member of the SSS with at least one monthly contribution paid prior to the semester of disability.

Suffer from Permanent Partial Disability: The disability must be permanent and partial, resulting in the complete and permanent loss of use of specific body parts or functions.

List of Injuries Deemed to Result in Permanent Partial Disablement:

The SSS recognizes certain injuries as resulting in permanent partial disablement, each associated with a specific percentage of loss of earning capacity. These include:

Upper Limbs:

Amputation through the shoulder joint: 90%
Amputation below the shoulder with a stump less than 20.32 cm from the tip of the acromion: 80%
Loss of a hand or of the thumb and four fingers of one hand: 60%
Loss of thumb: 30%
Loss of four fingers of one hand: 50%
Lower Limbs:

Amputation of both feet resulting in end-bearing stumps: 90%
Amputation at the hip: 90%
Amputation below the knee with a stump exceeding 12.70 cm: 50%
Loss of all toes of one foot through the metatarso-phalangeal joint: 20%
Other Injuries:

Loss of one eye, without complications, the other being normal: 40%
Loss of vision of one eye, without complications or disfigurement of the eyeball, the other being normal: 30%
Loss of partial vision of one eye:
Whole: 14%
Two phalanges: 11%
One phalanx: 9%
Guillotine amputation of tip without loss of bone: 5%
These percentages are used to determine the degree of disability and the corresponding benefit amount. 
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Benefit Details:

Monthly Pension: Members with at least 36 monthly contributions prior to the semester of disability are entitled to a monthly pension. The amount is based on the member’s number of paid contributions, monthly salary credit, and years of membership prior to the semester of contingency. 
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Lump Sum Amount: Members who have not met the required 36 monthly contributions may receive a lump sum amount. The calculation is based on the monthly pension multiplied by the number of monthly contributions, prior to the semester of contingency, multiplied by the percentage of disability in relation to the whole body. 
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Application Process:

Medical Evaluation: A medical evaluation by a certified doctor is required to assess the extent and permanence of the disability.

Submission of Documents: Applicants must submit necessary documents, including medical reports, SSS membership details, proof of contributions, and identification documents.

Benefit Disbursement: Once approved, benefits are disbursed through the member’s chosen payment method, such as bank transfer or remittance centers.

Additional Considerations:

Dependents: In some cases, the dependents of a disabled member may also be entitled to benefits.

Rehabilitation Services: The SSS may provide rehabilitation services to assist members in returning to work.

How can individuals determine if they qualify for check the list of partial disability sss, and what are the specific injuries or conditions recognized as permanent partial disabilities? What are the application processes and benefit structures available for eligible members?